Chapter Four Questions
 

1. State the accounting equation.

Assets = Liabilities + Stockholders’ Equity.
 

2. What are the two points you must remember in order to be able to convert most business events into debits and credits?

Assets increase with debits.

Debits = Credits
 

3. What is a chart of accounts?

A chart of accounts is the list of all accounts in which a company’s data can be stored.
 

4. What does a general ledger contain?

A general ledger contains the detail in each account in a company’s accounting system. The information in all journal entries is posted to the general ledger.
 

5. What is a journal entry?

A journal entry is the result of a business event or transaction. It shows the effects of the transaction on the company’s accounts, through the debits = credits process.
 

6. Why are adjusting entries needed?

Adjusting entries are needed in order to assure that the information in the general ledger, trial balance, and financial statements is reasonable. Without reasonable information, the financial statements cannot be relied upon for decision making.
 

7. What is the name given to a trial balance prepared after adjusting entries have been posted to the general ledger?

Adjusted trial balance.
 

8. Why is unearned fees revenue a liability?

Unearned fees revenue is created when a customer pays for services in advance. Thus, the company owes the customer the services until the services are provided. Dollar amounts owed are liabilities.
 

9. Why does income taxes expense appear as a separate line on the income statement?

Income taxes appear as a separate line on the income statement because they are not controlled by management (taxes are imposed by governments) and they are often large dollar amounts.
 

10. What is interest expense?

Interest expense is the cost of borrowing money.
 

11. State the formula for calculating interest.

Interest = Principal x Interest Rate x Time.
 

12. Why is the time component of the interest formula usually stated as a fraction?

For interest calculations, interest rates are usually stated in annual terms. Thus, if money is borrowed for less than 365 days, the time component is needed to convert the annual interest rate to the rate appropriate for the time for which the money is borrowed.
 
 

 Chapter Four Exercises
 

Exercise 4.1: Supplies

The Pappaconstantino Corporation's January 31 unadjusted trial balance included many accounts, only four of which are shown below.
 

Account Name

Debits

Credits

Cash 

$4,679 

 

Supplies 

593 

 

Fees Revenue 

 

$8,577 

Supplies Expense 

 

During January, the company used up a total of $376 of supplies.

1. Determine the company's supplies expense for January.

$376. Expenses are resources used up.  Since $376 of supplies were used up, the supplies expense is $376.
 

2. Determine the adjusted balance in the company's supplies account on January 31.

$217. $376 of the $593 of supplies were used up.  Thus $217 of supplies are still on hand ($593 - $376 = $217).
 

3. Determine the dollar amount and direction (+ or -) by which the company must change its supplies resource at the end of January.

- $376. The company must reduce its $593 supplies resource by $376, the amount of supplies used up in January, in order to bring the supplies balance to $217, the amount of supplies on hand at the end of January..
 

4. Prepare the adjusting journal entry required on January 31.  Before you prepare the journal entry, determine the transaction's effects on the company's resources and sources of resources.
 

Total
Resources

=

Sources of
Borrowed
Resources

+

Sources of
Owner Invested
Resources

+

Sources of
Management Generated
Resources

Assets

=

Liabilities

+

Stockholders' Equity

- $376

=

 

 

 

 

- $376

 

General Journal

Page 1

Date

Description

Post.
Ref.

Debits

Credits

Jan. 31

Supplies Expense 

 

376 

 

 

     Supplies

 

 

376

 

January supplies used 

 

 

 

 
 
5. Determine the dollar amount of supplies the company would report as an asset on its January 31 balance sheet.

$217. Assets are resources.  Since $217 of supplies are on hand on January 31, the supplies asset on the January 31 balance sheet should be $217.
 
 
Exercise 4.2: Supplies

The Tejada Corporation's January 31 unadjusted trial balance included many accounts, only four of which are shown below.
 

Account Name

Debits

Credits

Cash 

$6,794 

 

Supplies 

135 

 

Fees Revenue 

 

$5,778 

Supplies Expense 

800 

 

During January, the company used up a total of $763 of supplies.

1. Determine the company's supplies expense for January.

$763. Expenses are resources used up.  Since $763 of supplies were used up, the supplies expense is $763.
 
 
2. Determine the adjusted balance in the company's supplies account on January 31.

$763 of supplies were used up in January.  Thus, the supplies expense should be $763, not $800 as reported on the unadjusted trial balance.  This means $37 ($800 - $763 = $37) of supplies included in the $800 supplies expense are still on hand on January 31.  Thus, the total supplies on hand on January 31 should be $172 ($135 + $37 = $172).
 
 
3. Determine the dollar amount and direction (+ or -) by which the company must change its supplies resource at the end of January.

+ $37. The company must increase its supplies resource by $37 to bring its balance to $172, the amount of supplies on hand at the end of January.  Supplies expense must be reduced by $37 to bring its balance to $763, the amount of supplies used up in January.
 
 
4. Prepare the adjusting journal entry required on January 31.  Before you prepare the journal entry, determine the transaction's effects on the company's resources and sources of resources.
 

Total
Resources

=

Sources of
Borrowed
Resources

+

Sources of
Owner Invested
Resources

+

Sources of
Management Generated
Resources

Assets

=

Liabilities

+

Stockholders' Equity

+ $37

=

 

 

 

 

+ $37

 

General Journal

Page 1

Date

Description

Post.
Ref.

Debits

Credits

Jan. 31

Supplies 

 

37 

 

 

     Supplies Expense 

 

 

37 

 

January supplies not used

 

 

 

 
 
5. Determine the dollar amount of supplies the company would report as an asset on its January 31 balance sheet.

$172. Assets are resources.  Since $172 of supplies are on hand on January 31, the supplies asset on the January 31 balance sheet should be $172.
 
 
Exercise 4.3: Rent

The Tremblay Corporation's February 28 unadjusted trial balance included many accounts, only four of which are shown below.
 

Account Name

Debits

Credits

Supplies 

$946 

 

Prepaid Rent 

4,800 

 

Common Stock 

 

$12,000 

Rent Expense 

 

During February, the company paid $4,800 to rent office space to use for the six-month period February through July.

1. Determine the company's rent expense for February.

$800. The rent expense is the dollar amount of rent used up. $4,800 rent for six months means the rent expense for each month is $800 ($4,800 / 6 = $800).
 
 
2. Determine the adjusted balance in the company's prepaid rent account on February 28.

$4,000. On February 28, the company has five months’ rent still available. Five months’ rent at $800 per month is $4,000.
 
 
3. Determine the dollar amount and direction (+ or -) by which the company must change its prepaid rent resource at the end of February.

- $800. The company must reduce its prepaid rent resource by $800 to bring its balance to $4,000, the amount of prepaid rent available on February 28.  Rent expense must be increased by $800 to bring its balance to $800. the amount of rent used up in February.
 
 
4. Prepare the adjusting journal entry required on February 28.  Before you prepare the journal entry, determine the transaction's effects on the company's resources and sources of resources.
 

Total
Resources

=

Sources of
Borrowed
Resources

+

Sources of
Owner Invested
Resources

+

Sources of
Management Generated
Resources

Assets

=

Liabilities

+

Stockholders' Equity

- $800

=

 

 

 

 

- $800

 

General Journal

Page 1 

Date

Description

Post.
Ref.

Debits

Credits

Feb. 28

Rent Expense 

 

800 

 

 

     Prepaid Rent 

 

 

800 

 

February rent

 

 

 

 
 
5. Determine the dollar amount of prepaid rent the company would report as an asset on its February 28 balance sheet.

$4,000. Assets are resources. Since $4,000 of prepaid rent is still available on February 28, the prepaid rent asset on the February 28 balance sheet should be $4,000.
 
 
Exercise 4.4: Rent

The Sinclair Corporation's February 28 unadjusted trial balance included many accounts, only four of which are shown below.
 

Account Name

Debits

Credits

Supplies 

$469 

 

Prepaid Rent 

 

Common Stock 

 

$21,000 

Rent Expense 

3,600 

 

During February, the company paid $3,600 to rent its office space for the four-month period February through May.

1. Determine the company's rent expense for February.

$900. The rent expense is the dollar amount of rent used up. $3,600 rent for four months means the rent expense for each month is $900 ($3,600 / 4 = $900).
 
 
2. Determine the adjusted balance in the company's prepaid rent account on February 28.

$2,700. On February 28, the company has three months’ rent available. Three months’ rent at $900 per month is $2,700.
 
 
3. Determine the dollar amount and direction (+ or -) by which the company must change its prepaid rent resource at the end of February.

+ $2,700. The company must increase its prepaid rent resource by $2,700 to bring it to $2,700, the amount of prepaid rent available on February 28. Rent expense must be reduced by $2,700 to bring its balance to $900, the amount of rent used up in February..
 
 
4. Prepare the adjusting entry required on February 28.  Before you prepare the journal entry, determine the transaction's effects on the company's resources and sources of resources.
 

Total
Resources

=

Sources of
Borrowed
Resources

+

Sources of
Owner Invested
Resources

+

Sources of
Management Generated
Resources

Assets

=

Liabilities

+

Stockholders' Equity

+ $2,700

=

 

 

 

 

+ $2,700

 

General Journal

Page 1

Date

Description

Post.
Ref.

Debits

Credits

Feb. 28

Prepaid Rent 

 

2,700 

 

 

     Rent Expense 

 

 

2,700 

 

February rent adjustment 

 

 

 

 
 
5. Determine the dollar amount of prepaid rent the company would report as an asset on its February 28 balance sheet.

$2,700.  Assets are resources. Since $2,700 of prepaid rent is still available on February 28, the prepaid rent asset on the February 28 balance sheet should be $2,700.
 
 
Exercise 4.5: Insurance

The Finn Corporation's March 31 unadjusted trial balance included many accounts, only four of which are shown below.
 

Account Name

Debits

Credits

Prepaid Rent 

$400 

 

Prepaid Insurance 

2,400 

 

Accounts Payable 

 

$1,000 

Insurance Expense 

 

During March, the company paid $2,400 to insure the company for the twelve-month period March 1 through February 28.

1. Determine the company's insurance expense for March.

$200. The insurance expense is the dollar amount of insurance used. $2,400 insurance for 12 months means the insurance expense for each month is $200 ($2,400 / 12 = $200).
 
 
2. Determine the adjusted balance in the company's prepaid insurance account on March 31.

$2,200. On March 31, the company has eleven months’ insurance protection available. Eleven months’ insurance at $200 per month is $2,200.
 
 
3. Determine the dollar amount and direction (+ or -) by which the company must change its prepaid insurance resource at the end of March.

- $200. The company must reduce its prepaid insurance resource by $200 to bring its balance to $2,200, the amount of prepaid insurance available on March 31.  Insurance expense must be increased by $200 to bring its balance to $200, the dollar amount of insurance used up in March.
 
 
4. Prepare the adjusting journal entry required on March 31.  Before you prepare the journal entry, determine the transaction's effects on the company's resources and sources of resources.
 

Total
Resources

=

Sources of
Borrowed
Resources

+

Sources of
Owner Invested
Resources

+

Sources of
Management Generated
Resources

Assets

=

Liabilities

+

Stockholders' Equity

- $200

=

 

 

 

 

- $200

 

General Journal

Page 1

Date

Description

Post.
Ref.

Debits

Credits

Mar. 31 

Insurance Expense 

 

200 

 

 

     Prepaid Insurance 

 

 

200 

 

March insurance used 

 

 

 

 
 
5. Determine the dollar amount of prepaid insurance the company would report as an asset on its March 31 balance sheet.

$2,200. Assets are resources. Since $2,200 of prepaid insurance is still available on March 31, the prepaid insurance asset on the March 31 balance sheet should be $2,200.
 
 
Exercise 4.6: Insurance

The Salamone Corporation's March 31 unadjusted trial balance included many accounts, only four of which are shown below.
 

Account Name

Debits

Credits

Prepaid Rent 

$700 

 

Prepaid Insurance 

 

Accounts Payable 

 

$1,500 

Insurance Expense 

1,800 

 

During March, the company paid $1,800 to insure the company for the four-month period March 1 through June 30 .

1. Determine the company's insurance expense for March.

$450. The insurance expense is the dollar amount of insurance used. $1,800 insurance for four months means the insurance expense for each month is $450 ($1,800 / 4 = $450).
 
 
2. Determine the adjusted balance in the company's prepaid insurance account on March 31.

$1,350. On March 31, the company has three months’ insurance protection available. Three months’ insurance at $450 per month is $1,350.
 
 
3. Determine the dollar amount and direction (+ or -) by which the company must change its prepaid insurance resource at the end of March.

+ $1,350. The company must increase its prepaid insurance resource by $1,350 to bring its balance to $1,350, the amount of prepaid insurance available on March 31. Insurance expense must be reduced by $1,350 to bring its balance to $450, the amount of insurance used up in March.
 
 
4. Prepare the adjusting journal entry required on March 31.  Before you prepare the journal entry, determine the transaction's effects on the company's resources and sources of resources.
 

Total
Resources

=

Sources of
Borrowed
Resources

+

Sources of
Owner Invested
Resources

+

Sources of
Management Generated
Resources

Assets

=

Liabilities

+

Stockholders' Equity

+ $1,350

=

 

 

 

 

+ $1,350

 

General Journal

Page 1

Date

Description

Post.
Ref.

Debits

Credits

Mar. 31

Prepaid Insurance 

 

1,350 

 

 

     Insurance Expense 

 

 

1,350 

 

March insurance adjustment 

 

 

 

 
 
5. Determine the dollar amount of prepaid insurance the company would report as an asset on its March 31 balance sheet.

$1,350.  Assets are resources. Since $1,350 of prepaid insurance is still available on March 31, the prepaid insurance asset on the March 31 balance sheet should be $1,350.
 
 
Exercise 4.7: Unearned Fees

The Moore Corporation provides consulting services to many clients. One client paid the company $12,000 in April in advance for services to be provided by the company over the next six months. The $12,000 was correctly recorded as a debit to cash and a credit to unearned fees revenue. By the end of May, the Moore Corporation had provided the client with services of $5,500. $3,000 of services were provided in April and $2,500 in May.

1. Determine the dollar amount of fees revenue the Moore Corporation should recognize for services provided in April to the client.

$3,000. Services provided in April were $3,000. Thus, fees revenue in April should be $3,000.
 
 
2. Determine the dollar amount of the unearned fees revenue liability the Moore Corporation should report on its April 30 adjusted trial balance.

$9,000. The unearned fees revenue liability represents services still owed to the client on April 30. Of the $12,000 received from the client in April, $3,000 of services were provided, leaving $9,000 still owed to the client at the end of April.
 
 
3. Determine the dollar amount and direction (+ or -) by which the company must change its unearned fees revenue liability at the end of April.

- $3,000. The company must reduce its unearned fees revenue liability by $3,000 to bring its balance to $9,000, the amount of services still owed to the client on April 30. Fees revenue must be increased by $3,000, the amount of services provided to the client in April.
 
 
4. Prepare the adjusting journal entry required on April 30.  Before you prepare the journal entry, determine the transaction's effects on the company's resources and sources of resources.
 

Total
Resources

=

Sources of
Borrowed
Resources

+

Sources of
Owner Invested
Resources

+

Sources of
Management Generated
Resources

Assets

=

Liabilities

+

Stockholders' Equity

 

 

- $3,000

 

 

+

+ $3,000

 

General Journal

Page 1

Date

Description

Post.
Ref.

Debits

Credits

Apr. 30

Unearned Fees Revenue 

 

3,000 

 

 

     Fees Revenue 

 

 

3,000 

 

Services provided in April 

 

 

 

 
 
5. Determine the dollar amount of fees revenue the Moore Corporation should recognize for services provided in May to the client.

$2,500. Services provided in May were $2,500. Thus, fees revenue in May should be $2,500.
 
 
6. Determine the dollar amount of the unearned fees revenue liability that the Moore Corporation should report on its May 31 adjusted trial balance.

$6,500. The unearned fees revenue liability represents the services still owed to the client on May 31. Of the $12,000 received from the client in April, $5,500 of services were provided ($3,000 in April and $2,500 in May), leaving $6,500 still owed on May 31.
 
 
7. Determine the dollar amount and direction (+ or -) by which the company must change its unearned fees revenue liability at the end of May.

- $2,500. The company must reduce its unearned fees revenue liability by $2,500 to bring its balance to $6,500, the amount of services still owed to the client on May 31. Fees revenue must be increased by $2,500, the amount of services provided to the client in May.
 
 
8. Prepare the adjusting journal entry required on May 31.  Before you prepare the journal entry, determine the transaction's effects on the company's resources and sources of resources.
 

Total
Resources

=

Sources of
Borrowed
Resources

+

Sources of
Owner Invested
Resources

+

Sources of
Management Generated
Resources

Assets

=

Liabilities

+

Stockholders' Equity

 

 

- $2,500

 

 

+

+ $2,500

 

General Journal 

Page 1 

Date

Description

Post.
Ref.

Debits

Credits

May 31

Unearned Fees Revenue 

 

2,500 

 

 

     Fees Revenue 

 

 

2,500 

 

Services provided in May 

 

 

 

 
 
Exercise 4.8: Income Taxes

The Parker Corporation estimates it will have to pay income taxes at the rate of 35% of its income before taxes. The company expects to have to pay the government in July. During May, the company's income before taxes was $140,000.

1. Determine the company's income taxes expense for May.

$49,000. Income before taxes x income taxes rate = $140,000 x .35 = $49,000
 
 
2. Prepare the adjusting journal entry required on May 31.  Before you prepare the journal entry, determine the transaction's effects on the company's resources and sources of resources.
 

Total
Resources

=

Sources of
Borrowed
Resources

+

Sources of
Owner Invested
Resources

+

Sources of
Management Generated
Resources

Assets

=

Liabilities

+

Stockholders' Equity

 

 

+ $49,000

 

 

+

- $49,000

 

General Journal

Page 1

Date

Description

Post.
Ref.

Debits

Credits

May 31

Income Taxes Expense 

 

49,000 

 

 

     Income Taxes Payable

 

 

49,000 

 

Income taxes for May 

 

 

 

 
 
3. Determine the dollar amount of cash the Parker Corporation actually paid to the government in May.

$0. Tax payments are to be made in July.
 
 
Exercise 4.9: Wages

The Lamprey Corporation's employees earn a total of $5,000 per day. During July, employees worked 23 days. The company pays its employees every Friday. July 31 was a Wednesday.

1. Determine the company's total wages expense for July.

$115,000. $5,000 per day times 23 July work days equals $115,000.
 
 
2. Determine the dollar amount of cash the company actually paid for employees' wages in July.

$100,000. $5,000 per day times 20 July days equals $100,000. Only 20 days wages were paid in July because the last three days (7/29, 7/30, 7/31) were Monday, Tuesday, and Wednesday. Since wages are paid on Friday, Monday's, Tuesday's, and Wednesday's wages were unpaid until Friday August 2.
 
 
3. Determine the adjusted balance in the company's wages payable account on July 31.

$15,000. $5,000 per day times three days equals $15,000. The balance in the wages payable account on July 31 should be the wages of the last three days in July, which were unpaid on July 31.
 
 
4. Prepare the adjusting journal entry required on July 31.  Before you prepare the journal entry, determine the transaction's effects on the company's resources and sources of resources.
 

Total
Resources

=

Sources of
Borrowed
Resources

+

Sources of
Owner Invested
Resources

+

Sources of
Management Generated
Resources

Assets

=

Liabilities

+

Stockholders' Equity

 

 

+ $15,000

 

 

+

- $15,000

 

General Journal 

Page 1 

Date

Description

Post.
Ref.

Debits

Credits

July 31 

Wages Expense 

 

15,000 

 

 

     Wages Payable 

 

 

15,000 

 

July 29-31 wages

 

 

 

 
 
5. Determine the dollar amount of wages payable the company would report as a liability on its July 31 balance sheet.

$15,000. $5,000 per day times three days equals $15,000. The balance in the wages payable account on July 31 should be the wages of the last three days in July, which were unpaid on July 31.
 
 

Exercise 4.10: Interest

The McAndrew Corporation borrowed $25,000 from a bank on September 1. The loan required the McAndrew Corporation to repay the $25,000 on November 29, which is 90 days after the money was borrowed. The annual interest rate on the loan was 15%.

1. Determine the company's total interest expense for borrowing the $25,000 for three months.

$924.66.  Interest = principal x interest rate x time = $25,000 x .15 x 90/365 = $924.66.
 
 
2. Determine the dollar amount of cash the company will have to pay to the bank at the end of November 1996.

$25,924.66.  The company will have to pay $25,000 of principal plus $924.66 of interest.
 
 
3. Determine the dollar amount of the company's interest expense for September.

$308.22.  $25,000 x .15 x 30/365 = $3308.22. The money was borrowed for 30 days in September.
 
 
4. Prepare the adjusting journal entry required on September 30.  Before you prepare the journal entry, determine the transaction's effects on the company's resources and sources of resources.
 

Total
Resources

=

Sources of
Borrowed
Resources

+

Sources of
Owner Invested
Resources

+

Sources of
Management Generated
Resources

Assets

=

Liabilities

+

Stockholders' Equity

 

 

+ $308.22

 

 

+

- $308.22

 

General Journal 

Page 1 

Date

Description

Post.
Ref.

Debits

Credits

Sept. 30

Interest Expense 

 

308.22 

 

 

     Interest Payable 

 

 

308.22 

 

Interest for September

 

 

 

 
 
5. Determine the dollar amount of interest payable the company would report as a liability on its September 30 balance sheet.

$308.22. The interest payable liability on September 30 should be the amount of interest owed to the bank on September 30.
 
 
6. Determine the dollar amount of interest payable the company would report as a liability on its October 31 balance sheet, which is 61 days after the $25,000 was borrowed.

$626.71.  The interest payable liability on October 31 should be the amount of interest owed to the bank on October 31.  This should be the $308.22 interest expense for September plus the $318.49 interest expense for October ($25,000 x .15 x 31/365 = $318.49). $308.22 + $318.49 = $626.71.
 
 
Exercise 4.11: Financial Statements

The Auger Corporation's December 31 adjusted trial balance is shown below.
 

Auger Corporation

                                 Adjusted Trial Balance
                                   December 31

 

Account Name

Debits

Credits

Cash

$8,270

 

Accounts Receivable

6,100

 

Supplies

 540

 

Prepaid Rent

590

 

Prepaid Insurance

600

 

Accounts Payable

 

$2,100

Unearned Fees Revenue

 

400

Wages Payable

 

800

Income Taxes Payable

 

1,700

Common Stock

 

4,000

Retained Earnings

 

1,800

Dividends

300

 

Fees Revenue

 

34,600

Utilities Expense

2,700

 

Telephone Expense

1,200

 

Wages Expense

12,400

 

Supplies Expense

4,300

 

Rent Expense

3,600

 

Insurance Expense

1,800

 

Income Taxes Expense

3,000

 _____

Totals

$45,400

$45,400

 
 
1. Determine the dollar amount of resources obtained from customers for services provided to them in the period ended December 31.

$34,600. The dollar amount of resources obtained from customers for services provided to them in the period is reported in fees revenue.
 
 
2. Determine the dollar amount of resources used up in providing service to customers in the period ended December 31.

$29,000. The dollar amount of resources used up in providing service to customers in the period is reported in expenses.
 
 
3. Determine the net dollar amount by which the company's resources increased through management operations in the period ended December 31.

$5,600. Net income is the dollar amount of resources generated through management operations. Net income = revenues less expenses = $34.600 - $29,000 = $5,600.
 
 
4. Determine the dollar amount of resources paid to owners.

$300. Dividends are the dollar amount of resources paid to owners from income.
 
 
5. Determine the dollar amount of resources generated through management operations and retained in the company by December 31.

$7,100. Retained earnings is the dollar amount of resources generated by management and kept in the company.
 

Retained earnings, 1/1  balance 

$1,800

Plus: Net income 

5,600

Subtotal 

$7,400

Less: Dividends 

300

Retained earnings 12/31 balance 

$7,100

 
 
6. Determine the dollar amount of resources on December 31.

$16,100. Resources are assets = $8,270 (cash) + $6,100 (accounts receivable) + $540 (supplies) + $590 (prepaid rent) + $600 (prepaid insurance) = $16,100.
 
 
7. Determine the dollar amount of borrowed resources.

$5,000. Liabilities are the dollar amount of borrowed resources = $2,100 (accounts payable) + $400 (unearned fees revenue) + $800 (wages payable) + $1,700 (income taxes payable) = $5,000..
 
 
8. Determine the dollar amount of resources invested by owners.

$4,000. Common stock is the dollar amount of owner invested resources.
 
 
 

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